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This paper deals with theoretical and practical pricing of non-life insurance contracts within a financial option pricing context. The market-based assumption approach of the option context fits well ...
Responding to the increasing cost of providing employee health care benefits, employers have instituted a number of direct (e.g., reduced benefits, limited access, increased co-payments, etc.) and ind...
This paper investigates the demand for and pricing of life insurance when insureds’ risk aversion is correlated with their precautionary effort. We assume that the population is divided into two grou...
In this paper an overview of how to price private health insurance products in China is given. In the beginning the Chinese private health insurance market and products are analyzed. Then the statisti...

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